Utilization Of Financial Technology (Fintech) In Digital Zakat Management

Authors

  • Adam Malik UIN Raden Intan Lampung Author
  • Dara Cahya Anisya Utami UIN Raden Intan Lampung Author
  • Meli Setiawati UIN Raden Intan Lampung Author

Keywords:

Fintech , Digital Zakat, Zakat Management

Abstract

A B S T R A K

Penelitian ini merujuk pada tujuan mengenalisis pemanfaatan teknologi finansial (fintech) dalam pengelolaan zakat digital yang bertujuan untuk mengidentifikasi manfaat dan tantangan serta permasalahan. Di Indonesia telah membuka peluang baru dalam perkembangan teknologi finansial (fintech) dalam mengoptimalisasikan pengelolaan dana zakat, dengan penelitian ini dapat mengetahui lebih dalam bagaimana integrasi fintech dapat memperkuat sistem pengelolaan zakat digital. Metode yang digunakan adalah studi literatur denagn mengkaji beberapa sumber pustaka seperti jurnal ilmiah serta artikel yang relevan untuk mengetahui gambaran tentang pemanfaatan teknologi finansial (fintech) dalam pengelolaan zakat digital. Hasil penelitian menunjukan bahwa pemanfaatan teknologi finansial dalam pengelolaan zakat digital seperti aplikasi mobile, dompet digital, QRIS, dengan ini dapat memberikan banyak kemudahan dalam pengumpulan dan distribusi zakat di masyarakat. Serta memberikan peningkatan partisipasi muzakki, khususnya dari kalangan generasi muda dan juga masyarakat urban. Dengan begitu media sosial dapat menjadi elemen pendukung yang efektif terhadap lembaga zakat

 

A B S T R A C T

This research refers to the aim of analyzing the utilization of financial technology (fintech) in digital zakat management, with the objective of identifying benefits, challenges, and problems. In Indonesia, the development of financial technology (fintech) has opened up new opportunities in optimizing zakat fund management. This research can provide a deeper understanding of how fintech integration can strengthen the digital zakat management system. The method used is a literature study, reviewing several sources such as scientific journals and relevant articles to gain an overview of the utilization of financial technology (fintech) in digital zakat management. The research results show that the utilization of financial technology in digital zakat management, such as mobile applications, digital wallets, and QRIS, can provide many conveniences in collecting and distributing zakat in the community. It also increases the participation of muzakki, especially among the younger generation and urban communities. Thus, social media can be an effective supporting element for zakat institutions.

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Published

2025-11-08

How to Cite

Utilization Of Financial Technology (Fintech) In Digital Zakat Management. (2025). Al-Ilmiya: Jurnal Pendidikan Islam, 1(3), 442-449. https://journal.al-afif.org/index.php/al-ilmiya/article/view/305

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